How Much Can I Borrow? - Mobile Home Park

Are you considering financing a mobile home park investment? Our Mobile Home Park Loan Calculator helps you estimate the maximum loan amount your property may qualify for based on income, expenses, and lending terms.

Please note: this calculator is intended as an educational tool and should be used as a guideline only. It does not represent a commitment to lend.

🏠 Mobile Home Park Loan Calculator

Calculate the maximum loan amount for your mobile home park investment based on current lending standards and debt service coverage requirements.

Investment Details

Value or Purchase Price of MHP ($)

Annual Gross Rental Income ($)

Vacancy Rate (%)

Effective Rental Income ($) *

* This field automatically calculates the gross rental income minus the vacancy rate.

Annual Operating Expenses ($)

Expense Ratio (%) *

* This field automatically calculates the expense ratio.

Interest Rate (%)

Amortization Period

Required Debt Service Coverage Ratio (DSCR)

Maximum Loan-to-Value *

* Lenders often use the purchase price to calculate the LTV.

💰 Maximum Loan Amount

Limited by Debt Service Coverage Ratio

NET OPERATING INCOME

$370,000

~ MONTHLY LOAN PAYMENT

~ ANNUAL DEBT SERVICE

CASH FLOW AFTER DEBT SERVICE

$370,000

MAX ANNUAL DEBT SERVICE

$296,000

MAX LOAN BASED ON LTV

$3,750,000

MAX LOAN BASED ON DSCR

$3,828,436

🚀 Mobile Home Park Loan Features

Loan amounts typically start at $250,000
Fixed rates available for 3-10 years
Terms up to 30-year amortization
Flexible prepayment options
Streamlined application process
Dedicated loan specialists

Disclaimer: This calculator is for informational purposes only and does not constitute a loan offer or guarantee. All loan terms are subject to credit approval and market conditions. Please consult with a qualified financial professional for personalized advice.

At SOFIA Capital Ventures, we specialize in securing financing for mobile home park acquisitions and refinances nationwide. With years of experience in commercial real estate lending, we guide Investors and Park Owners through every step of the process to ensure competitive rates and terms.

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